What is the single most stressing thing out there?

MONEY

It stresses everyone out, it’s really quite crazy how much it affects us all.  What’s not helpful is that when you’re attempting to start your own company and you’re not known very well, it drastically increases everything.  Right now we’re stressing all the time because each month our total savings, which is making this whole thing happen, is getting smaller and smaller.  Each month our panic increases just slightly.  It’s all nice and stuff that most businesses have the ocean effect regarding their sales (eb and flow or something).  However when you’re already trying to make something happen, and you’re really trying the for the very first time it’s scary as *****somerandomexpletitive****.  

Your sales drop, and then you’re sitting and scratching your head trying to figure out why and what to do to make it come up again.  You do what you think helps, and sometimes it does and sometimes it doesn’t.  The sales beast is a wild thing in nature, annoying as heck, and likes to vomit on my carpet.  I don’t like it...

What else about not having money sucks?  The gift culture sucks when you don’t have any money.  I have these people I like, that I see more often at the local sports bar than at my home, so I can never give them things.  I like to buy people beers and wine, when I have the money.  Right now, I can offer them sandwiches and fresh grown produce (sometimes).  How do you make a name for yourself when you can’t even take the good old boys/girls club out for a beer?

Also, does anyone know of a good way to get a loan for a application/browser based gaming startup company?  Money man, my eternal bane during this point in time...